Smart ways to invest and attain early financial freedom

Friends - In case you are in Bangalore - here is a chance to meet up this sunday -22nd Feb at 10 am in the Bangalore stock exchange.Stocks, Mutual funds (that in turn invest in stocks) and Real estate are well known ways to get good returns on investments in India. Of these, stocks needs specialised knowledge and most people do not have this knowledge. Basically most people do not know how to value stocks.This session is focussed on stock valuation. I will share valuation methods used by Warren Bufffet - and I will share this with Indian examples.So please do come over if you are interested. The session is free and you do not need to pre-book.

2014 was a wonderful year – this was the year when most investments (except gold) gave great returns – there is a good chance you have made decent returns if you were either on Direct Equity or MF or Real estate or even Debt funds. So what does 2015 look like? Looks good. Here are my recommendations for 2015 –areas where you can make 20% plus returns:   Direct Equity - Stay invested in equity and increase your exposure to equity.  I believe 2015 will be the year of equity markets in India. Globally US is doing better and EU, Japan are struggling, China is slowing down and the Emerging countries like Indonesia, South Afr

Here is a great five minute video from "Brian Tracy" that I recommend - shares the two basic traits of all those who have become rich and financially free. http://bit.ly/1ynEWCI

  Worth seeing this Oprah interview with Robert Kawasaki on "How to become rich" http://youtu.be/hA0CALMxhew

This is a question that comes up in each of my wealth advisory sessions. Lately, with the stock markets going up, I see this coming up a lot more often than before.   In the past 12 months the BSE Sensex has gone up by 36%. Every week it is scaling new highs and even though every investor is happy seeing his portfolio go up – he/she also knows that it is only paper money, till the stock is sold and the money comes into your bank account. So the question is - should I sell my stocks?   As per me – there are only three reasons for exiting an investment. They are:   You need the money for an expense - for example you need money for a planned car upgrade or an unplanned hospitalisation.  You have investments giving you great returns – but what to do – you need to sell