Smart ways to invest and attain early financial freedom

Glad to share this article on "Investing in Land" that was published yesterday in ET Wealth - this was based on an extensive interview with the editor last week and data that I had shared prior to the interview.Here is the link -
This is a short note. RBI has just yesterday released this data on Housing price index that I found worth sharing
Inside Electronic city in Bangalore, where there are thousands of IT professionals working, there is a new facility that has just got inaugurated by a company called Uniworld (  It is a studio apartment complex with about 720 fully furnished studio apartments that comes  with additional facilities like a cafeteria, laundrette, gym, lounges, gaming zone, 2/3 home theatres, WiFi, 100% power back up etc. This complex is meant for working professionals. The room rent starts at Rs. 5500 (on twin occupancy basis) and it is truly premium in the way it is built, furnished and managed. I have
You need to read this note till the end to get to the investment opportunity. Unlike stocks, identifying land to invest is comparatively easy in India. Due to urbanisation, most urban lands would appreciate in value by at least 15% per annum as long as the titles are clear. Here is how one of my friends managed to make a great ROI.




In April 2010, as I was leaving my corporate life, I toured my offices in Chennai, Hyderabad, Gurgaon and Noida for a farewell session with my colleagues. In each city, I also had a 2 hour session on wealth management to all those interested and quite a few employees came and met me one to one after these sessions for advice. It is in one of these one to one meetings that I met this colleague (whose name I cannot reveal) – he had a total asset base of Rs 60 lacs (a house partially on loan and some cash at hand).He was fairly senior in our company – had a annual income of around Rs 25 lacs – had been working for more than 10 years – had clearly known how to earn a decent income – but had not learned how to invest his savings.