Let me start by wishing all my readers a very happy, prosperous and fun filled year ahead.
This business of forecasting next year has become a big industry now. Many people (including me) write about it in December end.
But deep down, I have my doubts.
Will things really change between Dec 31st and Jan 1st?
I do not think so.
Just because the earth rotates around the sun once in 365 days, we tend to think in chunks of 365 days – for example
ROI is an annual number (a 20% ROI means 20% per annum),
our salary is an annual number,