Smart ways to invest and attain early financial freedom

Jan –Feb- March is the time most of us look at investing for tax saving and this is the same period when the insurance companies are hyperactive in the media with their advertisements- positioning their offerings as tax saving  investment offerings.   This note is basically to reiterate my views on the way we must approach the insurance products. Insurance must be seen basically as means to mitigate risks.  All of us face risks of untimely demise, o