Smart ways to invest and attain early financial freedom

This is a question that comes up in each of my wealth advisory sessions. Lately, with the stock markets going up, I see this coming up a lot more often than before.   In the past 12 months the BSE Sensex has gone up by 36%. Every week it is scaling new highs and even though every investor is happy seeing his portfolio go up – he/she also knows that it is only paper money, till the stock is sold and the money comes into your bank account. So the question is - should I sell my stocks?   As per me – there are only three reasons for exiting an investment. They are:   You need the money for an expense - for example you need money for a planned car upgrade or an unplanned hospitalisation.  You have investments giving you great returns – but what to do – you need to sell
I believe that quite a few of my readers have investments in gold through the ETF route, as part of portfolio diversification. Some of my readers have asked me this lately-  “what do I do with my Gold ETF’s – do I sell it? or do I keep it?.
With the election results behind us – I am sure you are looking forward and wondering if you need to rebalance your portfolio. The answer is YES.If you been following my blog and investing accordingly, you should have invested in Pharma and IT sector focussed MF's.
I get a feeling quite a few of my readers do not know that I have a Private mailing list for equities. Whenever I buy or sell a stock, I share it with this Private mailing list for equities (I call it PMLE). I believe that equity investing is not for everyone and hence, by design, I have reduced sh
I am not one to forecast what will happen in the elections. But here are my thoughts of what to do post elections results are announced: If we get a stable and reformist government (remember that AAP did not seem to be reformist in Delhi) – Even though most of India’s economic problems are long term and cyclical in nature and will need more than 12 months to effect any change, the direction of government policies will make the stock market bullish. It would be easy to pick investing ideas –  most ideas will be profitable and it would be difficult to make mistakes.