Smart ways to invest and attain early financial freedom

I have requests from my ex students who are either married or getting married shortly - the request is to share some best practices of money management post marriage. So here is my list - I am assuming that the couple is living alone.   Best practices in Financial planning If you both are working, then it is logical to have two independent bank accounts for salary and tax purposes. But once the money comes into your salary account – transfer the whole amount into a joint account that can be operated by both of you. Do not keep track of my money vs your money.